Chapter 13

Chapter 7 bankruptcy has certain unique advantages, but it is not for everyone — those with higher incomes may not be eligible for Chapter 7. Additionally, Chapter 13 may be more beneficial.

A Chapter 13 filing allows for a consolidation of debts for repayment over a three- to five-year period. Like Chapter 7, it employs the automatic stay and its benefits are realized immediately.

Most importantly and beneficially, a Chapter 13 filing allows the filer to keep more assets, including savings, property and vehicles.

If you are located in Sandusky, Ohio, or nearby and you believe filing for bankruptcy may be the right move for your financial situation, it is important that you fully understand your rights, responsibilities and options. With more than 25 years of legal experience, we are prepared to help you do precisely that.

At The Law Offices of Shelly L. Kennedy, Ltd., our lawyer and team will work directly with you to fully understand your financial situation, needs and goals. From there, we will help devise a tailored plan that helps you get a financial fresh slate.

We encourage you to get in touch and schedule a consultation as soon as possible so that we can bring our comprehensive knowledge and approach — one that has helped hundreds of individuals and families — to work for your issues.

To reach out and schedule an initial consultation to discuss any Chapter 13 bankruptcy-related issue with our bankruptcy attorney, call 419-967-6039 or email the firm.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.